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Housing in Rockwall County

Rockwall County was carved out of Kaufman County in 1873. It is the smallest county in Texas by area. About 15 percent of it is under Lake Ray Hubbard. The county seat is Rockwall. Population was 14,528 in 1980, 43,080 in 2000 and 107,819 in 2020. A 2025 estimate is near 141,000. Of roughly 43,600 housing units, 67 percent were built in 2000 or later. Only 2 percent predate 1970.

Housing runs east from the lake. Rockwall and Heath have 1980s and 1990s lake neighborhoods and 2000s subdivisions along Ridge Road and SH 205. Fate and Royse City along I-30 are almost entirely 2010s and 2020s production housing. McLendon-Chisholm and the land south toward FM 550 are one-acre-and-up estate lots. There is very little pre-war housing anywhere in the county outside a few blocks of downtown Rockwall and Royse City.

How Permits Work in Rockwall County

Rockwall, Heath, Fate and Royse City each permit work inside their limits through their own building departments. The City of Rockwall's department is covered on the Rockwall city page. Outside the cities, the Rockwall County Development Services office handles subdivision and development applications, 911 addressing and drainage culverts. Through its Environmental Health Coordinator , it also handles on-site sewage facility permits and inspections. The county fire marshal passes on commercial building projects in the unincorporated area under a county fire code based on the 2015 International Fire Code. A septic approval has to be in hand before that building permit is issued. Houses outside the cities are not inspected to a residential building code by the county. The septic, driveway and floodplain permits are the county's part. Property records are at the Rockwall Central Appraisal District.

Common Remodels Here

The 1980s and 1990s lake houses in Rockwall and Heath account for the largest jobs. Those jobs include kitchen walls removed and islands built, garden tubs replaced with tiled showers, engineered wood or plank over the slab, and second-story additions or covered outdoor rooms facing the water. In Fate and Royse City, the 2010s houses get finish upgrades and garage conversions. On the estate lots in McLendon-Chisholm and south of Heath, the work is custom homes, detached shops and large additions on septic. Painting and exterior updates such as new windows, entries and stone accents are common on the 1980s houses. Those houses still have their original single-pane aluminum windows and dated brick colors.

Landmarks and Business Groups

The historic Rockwall County Courthouse on East Rusk Street in downtown Rockwall still houses the county judge and commissioners court. The Harbor on the lake below I-30 is the county's dining and entertainment district. The Rockwall Area Chamber of Commerce covers businesses across the county.

Cities We Serve in Rockwall County

Recent Work

Photos from jobs across Dallas-Fort Worth.

Dark cabinets, granite counters and stainless wall ovens
Dark cabinets, granite counters and stainless wall ovens
Tile bench and hex mosaic floor in a marble look shower
Tile bench and hex mosaic floor in a marble look shower
Finished drywall and recessed lighting in a converted garage
Finished drywall and recessed lighting in a converted garage
Tile tub surround with recessed niche and black fixtures
Tile tub surround with recessed niche and black fixtures

Common Questions

Does Rockwall County inspect a house remodel outside the city limits?
No. The county's part is septic, driveway, floodplain and subdivision permits through Development Services, plus fire marshal sign-off on commercial buildings. A house on an acreage lot in unincorporated Rockwall County is not inspected to the residential building code the way it would be inside Rockwall, Heath, Fate or Royse City.
Why are Rockwall County lake houses from the 1980s so closed off inside?
They were built with formal living and dining rooms at the front, a kitchen walled off from the family room, and a pass-through instead of an opening. That was the plan of the era. Opening the kitchen wall with a beam and extending the floor through is the most requested change in those neighborhoods.
Does a septic approval come before a building permit in the unincorporated county?
Yes. The county's building permit requirements page lists an approved on-site sewage facility plan among the items that must be in place before the fire marshal issues a building permit for a commercial project. For a house on septic, the same office permits and inspects the system whenever bedrooms are added.
Is Royse City in Rockwall County or somewhere else?
Mostly Rockwall County, with parts in Collin and Hunt counties. Its housing is almost entirely 2010s and newer, so remodel work there is finish upgrades, flooring and garage conversions rather than structural work. The city issues its own permits inside the limits regardless of which county the lot sits in.

Remodeling in Rockwall County?

Call (682) 257-8161